✨ Sign up for 401k by Oct and get 3 months free → Learn more
Pay-As-You-Go Workers’ Comp

Workers’
Comp That Works for You

Say goodbye to upfront premiums, painful audits, and cash flow headaches. Brand’s Pay-As-You-Go Workers’ Comp integrates directly with your payroll, calculates premiums automatically, and shops your policy annually across multiple carriers—so you stay compliant, accurate, and in control.

workers comp

What is workers’ compensation?

Workers' compensation is a required insurance solution that safeguards both employees and employers.

For employers

It acts as a safety net, reducing legal liability and demonstrating a commitment to employee well-being. Offering workers’ compensation not only ensures compliance with regulations but also fosters trust and loyalty by prioritizing workplace safety and care.

For employees

It provides critical financial and medical support, covering expenses such as medical treatment, lost wages, and rehabilitation for work-related injuries or illnesses.

right
Experience Convenience
right
Increase Cash Flow
right
Improve Accuracy
Pay-As-You-Go

Why Choose Brand’s  
Pay-As-You-Go Solution?

Managing workers’ comp shouldn’t be complicated.
Here’s how we make it simple:

real time integration
Convenience You Can Count On
Premiums are automatically calculated and deducted every payroll run. No extra steps, no manual calculations, no hassle.
improved cash flow
Increased Cash Flow
Pay only what you owe, per pay period. Skip the large upfront deposits and keep your capital where it belongs—working in your business.
audit protection
Improved Accuracy
Real-time payroll integration ensures premiums match your actual workforce. No more overpayments or surprise year-end adjustments.
convenience accuracy
Automated Policy Shopping
Every year, we re-shop your workers' comp policy with top-rated providers to ensure you always get the best rates—without lifting a finger.

How it works?

post jobs
Run Payroll as Usual

We calculate premiums automatically, based on
real payroll data.

connect applicants
Pay Only What You Owe

Premiums are deducted per payperiod—no lump
sums required.

onboard quickly
Stay Covered, Year After Year

We re-shop your policy annually across multiple carriers to keep you protected at the best price.

works connect
works connect
write
Post Jobs Instantly

Create your listings and get seen by job seekers in your area, without any hassle.

connect people
Connect with Applicants

View job seeker video intros and chat with them directly via the app.

onbard quickly
Onboard Quickly

Once you find your ideal candidate, onboard them quickly and easily with Juvo’s simple system.

THE PAY-AS-YOU-GO ADVANTAGE

Switching to a pay as you go solution means no more:

Close
Upfront premiums
Close
Complicated audits
Close
Strained cash flow
Right
No guesswork
Right
No surprises
Right
Seamless, accurate payments
pay advantage
Girl with iPad in hand

Get your quote today with our simplified quoting software.

The Pay-As-You-Go Advantage

Ditch the outdated way of managing workers’ comp:

Feature
Pay-As-You-Go Solution
Traditional Workers' Comp
Premium Payment
right
Real-time, payroll-based
Wrong Icon
 Large upfront lump sum
Cash Flow Impact
right
Low
Wrong Icon
High
Year-End Audits
right
Minimal to none
Wrong Icon
Time-consuming and costly
Premium Accuracy
right
Based on actual payroll data
Wrong Icon
Estimated & error-prone
Admin Burden
right
Automated & low-touch
Wrong Icon
Manual & high-effort

No Audits. No Surprises.

With accurate payroll-driven calculations, audits become painless or unnecessary. Say goodbye to retroactive bills and time-consuming reconciliations.

Who Benefits From
Pay-As-You-Go?

right arrow
Small businesses wanting flexible cash flow
right arrow
Seasonal employers with fluctuating payroll
right arrow
Companies tired of surprise audits and manual tracking
right arrow
Businesses needing integrated payroll + workers’ comp in one place
benefits form
Empowering Success, One Story at a Time

Trusted by Businesses Nationwide

"With Brand’s, payroll is worry-free. Their dedication makes them irreplaceable-I never consider switching."

Read Full Story
2x Faster
Faster Support Response
Client: Lina Fried,  Controller, SCC
the center

"Brand's Payroll makes my job easier with proactive support and smart solutions. They listen and deliver exactly what we need."

Read Full Story
5x More Efficient
Automated Processes and integrations
Client: Miriam Lapides, Progressive Applied Behavioral Treatment Corp
connect plus

“Brand’s has saved us hours and boosted employee satisfaction with their fast response and unmatched expertise.”

Read Full Story
4x Improved Payroll Efficiency
Optimized Process Automation
Client: Shema Kolainu – Hear Our Voices
shema kolainu

“Payroll is crucial to our business, and Brand’s makes it easier. They’re a trusted, dependable partner I rely on.”

Read Full Story
100% Transparency in Payroll
Accurate Data for Dispute Prevention
Client: Sara Lauber,
Safety Fire Sprinkler
safety fire sprinkler

“Payroll is key for timely payments. Brand's Payroll simplifies our process and respects our budget as a non-profit.”

Read Full Story
3x Greater Flexibility
Customized Reporting & Integration
Client: Chana Mayer, Administrator
bais kaila

“The customer support is fantastic! The platform is easy to use, and payroll processing is now faster. ”

Read Full Story
2x Faster Customer Service
Dedicated, Responsive Support Team
Client: Dolores Latchford, Boca's Professional Learning Academy
professional academy

“I give Brands a perfect 11! Stress-free, worth every penny, and I plan to stay with them long-term. Highly recommended!”

Read Full Story
15-Year Partnership Strong
Trusted service over time
Client: Joyce "Jody" Silveira, Sea Cliff Yacht Club
sea cliff yacht club

“It’s wonderful—I have no intention of leaving Brand’s. When I hear Amy’s voice, I instantly know my payroll problem is solved.”

Read Full Story
20-Year Business Loyalty
Two decades of trust
Client: Richard, Controller Organization: J L HVAC Contractors
j l hvac contractors

Frequently asked questions (FAQs)

How does Pay-As-You-Go improve cash flow?
plus

By paying premiums per payroll period, you avoid large upfront deposits and free up working capital.

Will this eliminate audits?
plus

Yes, in most cases audits become a simple confirmation process because premiums are based on real-time payroll.

Can I keep my current carrier?
plus

We can adjust or rebuild the template if your source data changes, ensuring long-term compatibility.

Ready to Simplify Workers’ Comp?

Brand’s makes workers’ comp easy and stress-free.

brand payroll girl